From the President of a Gift Catalog Company in MD

I would like to extend my appreciation to American Finasco for the outstanding results of the service that was provided to my company. I discovered American Finasco through their website during my search for an organization that assisted commercial businesses experiencing financial distress. We assigned 127 creditor claims that totaled $315,643.00.


American Finasco BBB Business Review

Mitchell W. Vicknair


Mitchell W. Vicknair acquired American Finasco and became its President/CEO in 2009. After spending the majority of his career directly involved in management roles with banking institutions, Mitchell joined American Finasco. He saw in American Finasco an opportunity to use his extensive banking background and financial services knowledge in a new and exciting way.

Mitchell graduated Summa Cum Laude with a Bachelors of Business Administration from the University of Houston in May of 1987. He went on to receive his Master of Business Administration from Texas A&M University in College Station, TX in May of 1990.

After completing his education Mitchell went on to spend 20 years in Banking and Financial Services. He was very successful during these years creating and managing some of the strongest SBA departments in Texas. What originally drew Mitchell to SBA lending was the opportunity to help small business owners succeed and grow. Similarly, what attracted him to American Finasco was the opportunity to help small business owners increase cash flow and improve their outlook for the future. Mitchell brings to his new company a wealth of knowledge that will enhance the strong client service American Finasco is already known for in the Turnaround Industry.

In addition to his active role as President /CEO of American Finasco, Mitchell maintains and active role in the community by volunteering his time to many causes. He recently completed his tenure as Board Chairman of the YMCA and he currently spends the majority of his time volunteering for his children’s school and his Church, St. Anthony’s in The Woodlands, TX. Mitchell married his wife, Karen, in 1991 and together they have three children. He enjoys sports including golf, softball and tennis.

Mitchell has an open door policy and is easily accessible by phone or e-mail as well. Mitchell prides himself on having a high ethical standard and building relationships through honesty and trust.

Gary Milleson – Senior District Manager and Previous Owner

Gary began his career with American Finasco in 1992 as District Sales Manager in Kansas City, MO. He was promoted to Regional Sales Manager in six months. In 1996, Gary was promoted to Vice-President of Marketing and relocated to the Houston area. In 1999, Gary completed an agreement to purchase American Finasco and became its sole shareholder. After significant growth in both revenues and profits, Gary sold American Finasco to Mitchell Vicknair in 2009.

Prior to joining American Finasco, Gary held a number of significant financial positions with both small and large retail operators.

In 1971, Gary graduated from The University of Maryland with a BA Degree in Business Administration. Since 2000, he has been a member and past President of The Rotary Club of Lake Conroe. He has also served as a board member and past president of the Montgomery County Performing Arts Society as well as a Board of Directors member of the Greater Lake Conroe Area Chamber of Commerce. After many years of involvement with the Houston Better Business Bureau, he will be Chairman of the Board for the upcoming year beginning January 1, 2012.

Gary and his wife, Janet, enjoy spending time with their five children and three grandchildren.

Regional Managers

Tom Benecke - Philadelphia, PA

Tom Benecke joined American Finasco in February of 1995. In his time with American Finasco Tom has put forth great efforts to help build and establish a commercial debt management market in Philadelphia and the surrounding areas. Always looking for new ways to expand our territories and reach out to help find clients that truly need our Debt Negotiation Service, Tom has been a great asset to the team. He currently holds the position as a Regional Sales Manager for the eastern region of the country.

In his tenure with American Finasco Tom has earned the highest award of “Top of American Finasco” for his achievements in 1999 and 2004. Tom was also awarded and entered “The Millionaires Club” in January 2005.

Tom comes from a strong background in sales and management. Tom has experience working for companies of various types and sizes, with the majority of his experience in financial services.

Jim Gareri - Cleveland, OH

Joining our team in May of 2001, Jim Gareri has quickly risen to the top in this field. Jim was promoted to Regional Manager in late 2003 after showing his dedication to the job and to his future with American Finasco. Jim has successfully trained and mentored other successful District Mangers during his time as a Regional Manager. Jim manages the central/midwestern region of the country.

In January 2006, Jim received the award for “Top of American Finasco”. This award is recognition for the most valuble performance in the year 2005. In January 2007, Jim received the award for "Top Sales Performance" in 2006. He also entered "The Millionaires Club" at this time. We are confident that Jim will continue to set high standards for our sales organization.

Jim has a Bachelors Degree in Economics from Hiram College. He has been happily married to his wife Paula since 1979. They have 4 children.

Jim Kirkman - Dallas, TX

Jim Kirkman began selling the American Finasco service in 1988 shortly after the company was first established. Jim has contributed to the very roots of American Finasco and is largely responsible for helping to fine tune and develop the extraordinary service that we offer today. Jim has directly assigned hundreds of businesses to American Finasco, which in turn has resulted in debt restructuring, and helped to save their businesses and avoid bankruptcy. Jim represents the Dallas, TX market and is a Regional Manager to the Northwestern region of the country.

Jim has received more awards during his tenure with American Finasco than any other person. He received the “Top of American Finasco” for four years 1992, 1997, 2000 and 2003. Jim has also placed on the “American Finasco All Star Team” for seven years 1995, 1996, 1997, 1998, 1999, 2003, 2004 and 2005. His accomplishments in sales were also recognized in January 2005 when he was inducted into “The Millionaires Club”.

Jim has a B.S. in Engineering Operations from N.C. State University in Raleigh, N.C. His two children are both graduates of the University of Texas in Austin. When not helping clients, Jim and Tammy, whom he married in 1968, love to spend time spoiling their seven grandchildren. Jim also has a serious passion for fishing and takes time each year to pursue that passion.

Senior Sales Managers

  Roger Truley
Nashville, TN

District Managers

Michelle Janik
Houston, TX
John MacLennan
Dallas, TX
Dave McPherson
Raleigh/Durham, NC
Stan Phillips
Minneapolis, MN
Julian Sirull
Phoenix, AZ

Our Offices

We are Nationwide

  • Houston
  • Raleigh
  • Cleveland
  • Jacksonville Beach
  • Dallas
  • Phoenix
  • Nashville
  • Minneapolis
  • Philadelphia
Stephen Wright and Guest Mitch Vicknair, American Finasco - Price of Business